Mortgage Loan Officer
Full Time • Martinsburg , WV
Job Summary
Success Mortgage is currently seeking an experienced Loan Officer to handle company leads and serve the emerging market we are building. The Mortgage Loan Officer will interview customers to collect and analyze customer financial information, advise customers on the risks and benefits of various mortgage products, and help select the appropriate loan program.
Success Mortgage is currently seeking an experienced Loan Officer to handle company leads and serve the emerging market we are building. The Mortgage Loan Officer will interview customers to collect and analyze customer financial information, advise customers on the risks and benefits of various mortgage products, and help select the appropriate loan program.
Responsibilities and Duties
- Interview customer(s) and secure a complete loan application preferably before, but if not, definitely within 3 days of the purchase agreement.
- Review leads daily and contact borrowers via telephone and email in an attempt to obtain their loan application.
- Recommend to customers the appropriate mortgage loan product to best fit the customer's financial and individual needs.
- Achieve loan decision within five days of loan application.
- Achieve Conditional Loan Approval I status within thirty days of application date.
- Participate in in-house relationship building functions.
- Be accessible to the buyers and associates and return calls the same day.
- Build rapport with and maintain open lines of communication with borrowers, realtors, and processors. Provide outstanding customer service.
- Maintain reports and notes within the origination computer system to ensure complete exchange of information regarding loan application, loan status, conversations with customers, underwriting, lock-in information, monthly projected closings, incentive and expense reports.
- Participate in weekly "Pipeline" meetings with processor(s) or phone calls as required with full working knowledge of each file. Assist loan processing and closing departments to facilitate accurate and expeditious processing and closing of loans.
- Travel to meet with borrowers and obtain loan applications as necessary.
Qualifications and Skills Education and Experience:
- A High School Diploma or GED
- Ability to pass national licensing exam (or hold current license)
- NMLS license in at least one of these states to begin: VA, MD, WV, DE, PA, FL, TX
- One to two years as a Loan Officer is preferred but will train to allow time to test for the license.
- General financial industry experience
- Ability to maintain flexible work schedule, including evening and weekend work
- Strong computer background with 1 to 2 years' experience in mortgage software
- Strong verbal, written communication skills and strong interpersonal skills
- Strong advisory and customer service abilities as well as attention to detail and excellent organizational skills
- Excellent analytical capabilities
- Self-starter & Strong work ethic
- General office skills - ability to answer and coordinate telephone calls, take written messages, and perform light bookkeeping
- Ability to study material independently
- Ability to drive motor vehicle legally
- Must be able to build relationships with real estate professionals
- Must be able to pick up on new processes quickly
- Possess positive & professional attitude & represent the company positively
- Follow posted work rules and procedures
Work weekends and evenings as needed
Job Type: Full-time
Benefits: ● Dental insurance ● Flexible schedule ● Health insurance Schedule: ● Monday to Friday ● Weekends Supplemental pay types: ● Commission pay Experience: ● origination: 1 year (Required) ● mortgage software: 1 year (Required)
Please contact Teresa Bratcher at 937-287-6083, text, call or email - teresabratcher@premiermove.com
"Our core values are pretty simple, just do the right thing."
Steve DuBrueler, Founder & CEO of Coldwell Banker Premier
Globally Known. Locally Owned
Coldwell Banker Premier is a powerhouse in the Mid-Atlantic. We are a real estate firm with 17 offices and over 250 agents. Although we are widespread, our offices are very community-focused and function like small companies. Each office has their own unique culture that's mae possible by the collaboration of our agents, brokers, and staff.
We are licensed in VA, WV, MD, NC, PA, DE, and DC.
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Training
Our Coldwell Banker University trainings are curated by award-winning trainers from around the country and always available for you. Our localized company and office trainings are catered towards your business needs.
1:1 Manager Support
The sales management staff is here to help. Our managers all have decades of experience in real estate sales & business growth and are here to help whether you're in you are still in the process of getting licensed or you have been in the business for years.
Health & Wellness Plans
Maintaining a well-rounded & balanced life can be challenging in an industry like real estate sales. That's why we've developed a unique health & wellness plan that includes agent health, vision and life insurance, 401k and deferred compensation plans.
Your Brand, Your Way
With the global Coldwell Banker brand as your foundation, we allow you to create and grow your personal brand in your own unique way. Our Design Concierge service will even pair you with professional design professionals to create stunning logos and brand packages to help you stand out.
Global Network
Our global network is 100,000+ agents strong and includes incredible networking opportunities to help grow your business. We are one of the top referral companies in the nation, creating more business opportunities for you to connect with buyers and sellers in your local market.
Marketing
CB marketing is professional and user-friendly. We have automated listing marketing that includes things from postcards to single-property websites, all created FOR you.
Global Luxury
Our Global Luxury program helps create a national price premium of 20% over the NAR average. CB listings sell for more and faster, helping you close more volume while not needing to increase your units and time invested.
Boost/Homespotter
Boost by Homespotter shaves a ton of time from Facebook and IG ad creation and is a tremendous source of leads either for you or to sell to other agents for passive income.
Professional Photography
We pay $150 per residential listing for photography to help ensure the highest quality standards.